Sardari Baf I, Seyed Javadin SR, Amiri M, Hasangholipoor T. Explaining and Designing a Model for Human Capability Development in the Banking System (Case Study: Bank Melli Branches Abroad). APES. 2024;2(2):1-10. Accessed July 27, 2025. https://journalapes.com/index.php/apes/article/view/67