Nahri Cheraghtapeh M, Shirazi H, Borhani SA, Gholami Jamkarani R. Cultural–Religious Challenges and Opportunities of FinTech in Financial Literacy Education for Children Aged 10–12 in Tehran. APES. Published online May 1, 2026:1-18. Accessed May 27, 2026. https://journalapes.com/index.php/apes/article/view/204